Ussd Codes For Tranferring Money To Any Bank Account With Phone

Nigerian Banks have been putting immeasurable efforts to simply financial transactions and to make life easier for their customers. Before now the banking technologies available were mobile banking, mobile money, internet banking, ATM transactions. But now banking on phone via USSD codes without internet connection. Kudos to technology.

 In this article, I will explicitly explain to you how you transfer money (Fund) from one bank to another through your mobile phone using just USSD codes. An awesome feature of this technology is that it does not require internet connections and the USSD codes are the same regardless of the type of phone. It works fine even on Java phones.

What is a USSD Code?

USSD as an acronym means Unstructured Supplementary Service Data. It is a Global System for Mobile (GSM) communication technology that is used to send text between a mobile phone and an application program in the network. Applications may include prepaid roaming or mobile chatting. An example is the code you use to load recharge card or check airtime balance on MTN, Glo, Airtel and Etisalat.

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See also: USSD CODES FOR RECHARGING YOUR PHONE FOR ALL NIGERIAN BANKS

More Details About Money Transfer Through Mobile Phones

• To transfer funds to a friend, using same bank as you or to other bank, all you have to do dial the code associated to your bank (will be given to you below) after which you follow the instructions there after. 

• You need to carry this out on the mobile phone number registered to your bank account. 

• Some banks require registration after which they will generate a pin code for you. Before this service can be activated on your account and linked to your phone number. 

• Different banks have different amount limit you can transfer via USSD codes daily and weekly, just like in most mobile app transfer.

• This service is free to use. However, transfer charges, terms and conditions apply. 

USSD Money Transfer Code For All Nigerian Banks

• For Guaranty Trust Bank (GTB) dial *737# 

• For Fidelity Bank dial *770# 

• For First Bank dial *894# 

• For Sterling Bank dial *822#

• For Skye Bank dial *389#

• For United Bank for Africa (UBA) dial *389#

• For Eco Bank dial *326#

• For Zenith Bank dial *966# 

• For Stanbic Bank dial *909# 

• For Wema Bank dial *322# 

• For Diamond Bank dial *302# 

• For Diamond Yello Account dial *710# 

• For Unity Bank dial *322#

• For Heritage Bank dial *322# 

• For Access Bank dial *901# 

That's all for now about transferring money between bank accounts using USSD codes.

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Good Luck!